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Business Insurance

Are you thinking of starting your own business, or maybe you already have one.  Your world might be one of hammers, wrenches and sawdust, or perhaps you sit behind a desk and use a PC all day, or something in between.  But no matter your business there is one essential tool you might not have considered yet: insurance.

Insurance can protect you when things don’t quite go to plan.  Here are a few of the reasons every business owner needs insurance, preferably from day one.

Our Business Insurance Planning Services include:

+ Shield yourself from Mistakes

Let’s face it, mistakes happen.  whether you’re just starting out as a tradie or you’ve been in the business for years. Those mistakes can lead to financial loss, property damage, or even personal injury. In such situations, having the right insurance can be invaluable. It protects you when things go awry—whether you accidentally spill coffee on your client’s brand-new server or drop and damage their new stone benchtop during an installation. Having the right coverage is crucial.

 

+ Helping you build trust with your Clients

You might be the most talented tradie or business owner in the world, but if clients find out you are not adequately insured they may shy away from using you.  Why – because they want someone they can trust and by showing you have appropriate business insurance you are proving you are a pro.

 

+ Appropriate Insurance provides you with peace of mind

In business, as in life, unexpected things can occur at any time.  But knowing that you have the right insurance for your business you can rest easy knowing that you are protected.  It’s like having a safety net that catches you when you need it most.

 

+ Why Choose Us

BCV has a specialist business insurance expert who is experienced in dealing with owners of many types of business.  She will consider many different options, including, but not limited to:

Professional Indemnity Insurance: Protects you from the financial fallout if your business is found liable for your errors and omissions and negligence.

Public Liability Insurance: if an accident occurs when running your business and damages or injures someone (other than your employees) you may be found legally liable to cover these costs. 

Business Interruption Insurance: can assist your business to keep running if the insured property is lost or damaged after a catastrophic event such as fire.

Cyber Insurance: provides protection against cyber-attacks, such as computer hacking, ransomware or data theft.

Management Liability: covers the business against claims arising from mistakes or deliberate actions – including fraud – from the company or its directors, officers or employees – both past and present. It can cover the cost of investigating, defending and settling claims by a third party, as well as paying compensation the business is liable for.

 
 

We’ve been in your shoes, so we understand the stresses of running a business.

Our accountants are advocates of using cloud technology and our fixed fees give you peace of mind.

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